Personal Finance
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The Consumer Financial Protection Bureau is pumping up its budget for 2013, in part because it will start regulating large debt collectors and credit reporting companies, two sectors of that have heretofore had little federal oversight.
3 Keys to a Great Balance Transfer Card (and 1 Card That Offers Them)
12:25PM 2/13/2012
If you're burdened by credit card debt, lenders want to help you -- by adding more plastic to your arsenal in the form of a balance transfer card, which offers generous up-front terms for moving your debt. And some of those offers are much more generous than others.
Debt consolidation loans may seem like a great way to manage debt without taking the drastic step of declaring personal bankruptcy, but in many cases the too-good-to-be-true promise of significantly lower monthly payments are just that: an illusion.
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When it comes to matters of money, tact is often in the eye of the beholder. Take some tips from etiquette experts on how to defuse these tricky financial situations.
Readers' Tips for Financial Renewal, Part 4: Get the Right Job
12:20PM 2/09/2012
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The idea that you can't reach financial security without a job is a no-brainer, but in this economy, there's nothing simple about finding work. So even though it's a bit outside the usual "boost your finances" motif, we're passing on some reader suggestions on this topic, too.
6 Strategies for Young Adults to Save More in 2012
11:30AM 2/07/2012
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Saving doesn't come easily for us young adults. Entry-level salaries don't give you a lot to work with, and we tend to spend what we make. But don't worry: We're not doomed to frivolity and financial ruin. Here's how you can start saving smart.
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Far too many Americans haven't got enough liquid assets set aside to get them through a temporary job loss or other fiscal crisis. If you're among them, we'd like to hear from you: How has an underfunded emergency savings cushion affected you and your family.
Give Us Your Ideas for a Thoughtful -- and Frugal -- Valentine's Day
2:25PM 2/03/2012
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Valentine's Day is coming, which means that millions of men are getting ready to drop money on Whitman's samplers and red roses. But there are other options out there -- and we know that our faithful readers have explored at least a few of them.
Readers' Tips for Financial Renewal, Part 2: How to Spend Wisely
12:25PM 2/02/2012
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A few weeks ago, we asked DailyFinance readers for their best tips for putting your financial house in order. First, we covered saving, but spending in the right way is just as important. Here are some of your best suggestions for managing how your money flows out.
Why We Buy: The Psychology of Overspending
2:25PM 2/01/2012
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Like all behaviors, your buying habits reflect your background, experiences and psychological makeup. But those things don't have to control your financial future. Here are some emotional states that drive people to make poor purchasing decisions, and some advice on how to keep those emotions from sending you to the poorhouse.
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