Investors earn better returns, borrowers pay lower rates.

Invest & Earn Steady Returns

18 consecutive quarters of positive returns.
A
Grade
B
Grade
C
Grade
5.83
%
8.16
%
9.28
%
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Predictable returns
Monthly cash flow
Low volatility
Net Annualized Return** per grade net of defaults and fees from inception to 2/10/12. Prospectus filed with the SEC.
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LATEST STATS: Lending Club has issued $523,631,175 in loans since inception. Lending Club investors have earned $44,293,967 in interest since inception. | see more »

The math pitch involves the increased efficiency of cutting out the banks, allowing relatively lower rates for borrowers and good returns for lenders.

New York Times

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Featured Borrower

Sarah
Sarah Newfield, NJ Pay off Credit Cards $15,000 loan at 9.79% APR

"As an accountant, I am very conservative about money. My daughter's credit card jumped her interest rate... I found Lending Club and got a loan to pay off her credit card."

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