Chaos, Clutter, and… Debt?

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“Really, Crystal?” 

That’s what I wanted to think when starting chapter 2 of The Money Saving Mom’s Budget.  But I knew better, because I know how my own clutter gets the best of me.  (Missing paychecks, anyone?!) 

“If you’re drowning in clutter and your days are completely overbooked, implementing any of the money-saving tips in this book is going to be a feat of sheer willpower.”

Ok, fine.  I’ll bite.  If your days are filled with running here and there to various commitments, digging up last-minute bills that were due 5 minutes ago, and grabbing takeout (again!) because everyone’s starving and your full-of-bargains freezer and pantry won’t make meals on their own… well, there’s very little time or energy left to dedicate to serious debt reduction.  (Not to mention the money lost with running around, late fees, and takeout.)

I’m trying hard this month to embrace the idea that once I have my home and my days in order, I can focus more time and energy on our financial goals.  Lucky for me, one of our goals includes selling some clutter and using that money toward a family vacation.  That should motivate, right?

Uh-huh.  Getting my brain wrapped around and idea and actually executing with consistency is two completely different tasks.  Case in point?  It’s now mid-February and I’ve only managed to rid our home of this.

Four boxes isn’t bad for a couple hours work, but in order to make any headway at all, I need more than a couple hours… or days.

Crystal goes through her house top to bottom, every closet, shelf, drawer, and cupboard, every six months.  Hmmm… we’ve lived in our home for 5½ years now, and there are drawers and moving boxes (just a few, but seriously?! 5½ years, friends!) that we’ve never cleaned out.  Not even once.  That is why her suggestion of taking a full day to go through the whole house seems impossible to me.  “One entire day…”  Uh, one entire week would be more like it, and I don’t know anyone willing to take the kids for that long.  ;)

I’m going to fudge a bit and do what works for me in this situation, while still striving for the same clutter-free goal.  I’m giving myself until July 1 to get through the entire house.  I know, I know… that’s a long time, but daily life must continue around here.  The key for me will be to set up and stick to my Time Budget.  One hour.  If I can dedicate one hour each weekday, 5 hours a week, to eliminating clutter, I think (hope!) I’ll get it done.  How amazing would that be?!

What’s the clutter situation at your home?  Anyone want to share how your clutter is costing you money?  What is your plan to fix it?  Also, do you have any questions for Crystal concerning Chapter 2?  Next week I’ll be back with my own time budget and clutter-ridding updates, starting with {gulp} our bedroom.  I’d also like to post a Q&A with Crystal later this month, so send your questions!

 

What do they really want?

conversation hearts in sunlight - marry mephoto by cafemama

 

My husband craves chocolate in any form, but he loves when I stare him down and follow up with a long, lingering kiss.

My oldest daughter likes Reese’s Peanut Butter Cups, but she’d love for me to crawl into her top bunk and rub her back before bed.

My oldest son has a thing for mac & cheese… from a box {sigh}, but I’d make his day if I went out in the cold to play a game of one-on-one.

My four year old Crazy Daisy devours anything laden with sugar and food dye, but she craves a game of pretend with her Mama.  School?  Doctor?  Princess?  Restaurant?  Yes, please!

My little dude is smitten with his songs and likes to listen to them constantly, but nothing delights him as much as Mama.  Mama reading a book to him, Mama dancing with him, Mama being silly with him.

Have fun this Valentine’s Day, friends!  Delight your loved ones with special treats.  (I hope to!)  Go all out if that’s what makes your heart pitter patter.  Just remember, it’s often not things that our families love most after all.  It’s you.  Your encouraging words.  Your gentle embrace.  Your undivided attention.

What do they really want?

They want you. 

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Filed Under: Family Life

Menu Plan, Week of February 12

Woo-hoo!  As I’m typing this, we’ve got a beautiful snow falling outside.  It’s been super cold the last two days, and I’ve always said if it’s going to be cold let’s at least have snow!

This is a busy basketball week, so we’re keeping the meals (and everything else!) rather simple.  Valentine’s Day will be celebrated, although I’m not sure when…

Sunday, February 12

cinnamon toast, apples scrambled eggs with sausage, homemade hashbrowns, fruit pizza and desserts for my cousin’s birthday

Weekday Breakfasts ~ oatmeal with raisins or apples, eggs (fried or scrambled) with toast and fruit, lazy granola

Weekday Lunches ~ cheese quesadillas with apple slices and carrot sticks; popcorn, cheese and apples; leftovers

Weekday Suppers

sandwiches, chips, apples, cookies (ballgame, possibly X 2) chili, desserts (community fundraiser dinner) taco soup with sour cream, cheese, and corn chips; mom’s cinnamon rolls

Valentine’s Day Menu

heart-shaped buttermilk pancakes with strawberry topping, scrambled eggs Aussie Chicken, garlic mashed potatoes, salad, caramel pecan cheesecake (or Oreo cheesecake squares ~ or both)

Need some FREE menu planning help?  Food on the Table is an easy meal planning service that is based on sales at local grocery stores. Users are able to find thousands of easy, healthy recipes; save money by knowing the items that are on sale; and simplify the shopping experience with a well organized grocery list.  Use code FEBFREE throughout the month of February to get the 3 meals per week service free for life.
I haven’t yet tried Food on the Table.  If you like it, let me know!  Also, when you sign up through my affiliate links, I get a small commission.  Maybe I’ll put it toward the basement fund.  ;) Thank you!

 


Weekend Wanderings

Loving Single Friends on Valentine’s Day ~ Great reminder.

Consider this one a virtual hug ~ This Motherhood Gig

For my {ahem} more mature friends, a blast from the past ~ They’re Back!  I Dare You

If I had it together at all, I would so love to make these Photo Lollipop Valentines. (but I don’t ~ we’ll be going with my clearance bargains from last year)

Easy Valentine’s Day Fudge ~ Hmmm, maybe I could slide a few of these into my husband’s coaching bag…

 

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We’re Bananas {Finer Things Friday}

crunches

Remember this? Today:  Same exercise video, same crunches, different baby trick.  Today he was trying to feed me banana chips as I'm crunching.  "Biiiite.  Biiiiite," he insisted, as he attempted to shove the chip between my tightly … [Keep reading…]

Counterproductive Comparison

photo by japi14 I'll admit it.  When Crystal first linked to the blog post How to survive a $70,000 pay cut, I couldn't get past the title without a silent rant. A $70,000 pay cut?!  Humph.  It'd be amazing to make that much in the first … [Keep reading…]

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Something Smarter Just Popped Up ~ White Cloud Facial Tissue {and a giveaway!}

WC facial tissue

Well, lookie there! White Cloud just introduced facial tissue to their line of fabulous products!  I'll admit it.  While we try to limit the amount of paper products we purchase, facial tissue is going nowhere in my house!  I need price value, I … [Keep reading…]

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A Day in the Life – February 2

morning

Maybe I'm just the nosy sort, but I enjoy a peek into the "real life" of my fellow bloggers now and again.  Here's what a typical day in my life looks like, for better or for worse.  (If you're expecting perfection, you may want to click away … [Keep reading…]

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Filed Under: Family Life

Menu Plan, Week of February 5

What a game!  Even with no allegiance to either team, that was a great Super Bowl to watch with family, made even better with some yummy food.  Our buffet looked like this: pork loin, cavatini, corn, mozzarella bread veggie tray 7-layer … [Keep reading…]


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